Optimum Checking

Rates

Optimize your higher checking balance with our Optimum Checking. You'll enjoy competitive, tiered interest along with free withdrawals from any ATM.

Though the rates you earn are like a savings account, you'll retain full access to your funds. Put your higher balance to work, and open your account online today.

Benefits
  • Earn competitive, tiered interest on your higher checking balance
  • Enjoy full access to your funds
  • Monthly service fee of $15
  • Avoid service fee with a balance of $10,000 or more
  • Free withdrawals from any ATM
  • Free cashier's checks
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free MasterCard® debit card
  • When you maintain a balance of $10,000 or more, enjoy:
  • No monthly service fee
  • Unlimited transactions
  • Unlimited check writing
  • $10,000 minimum deposit to open
Questions