Optimum Checking


Optimize your higher checking balance with our Optimum Checking. You'll enjoy competitive, tiered interest along with free withdrawals from any ATM.

Though the rates you earn are like a savings account, you'll retain full access to your funds. Put your higher balance to work, and open your account online today.

  • Earn competitive, tiered interest on your higher checking balance
  • Enjoy full access to your funds
  • Monthly service fee of $15
  • Avoid service fee with a balance of $10,000 or more
  • Free withdrawals from any ATM
  • Free cashier's checks
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free MasterCard® debit card
  • When you maintain a balance of $10,000 or more, enjoy:
  • No monthly service fee
  • Unlimited transactions
  • Unlimited check writing
  • $10,000 minimum deposit to open