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Free Kasasa Cash® CheckingFree Kasasa Cash Back® CheckingFree Checking Plus InterestDirect Deposit CheckingRewards CheckingOptimum Checking
Minimum deposit to open$50$50$50$50$100$10,000
Monthly service feeNoneNoneNoneNone with direct deposit$10$15
Balance to waive monthly service feeN/AN/AN/AN/A$500$10,000 or more
Interest & rewardsHigh interest*Cash back on debit card purchases*Interest on balances of $500 or moreN/AInterest on balances of $500 or moreTiered interest on your entire balance
Nationwide ATM fee refundsUp to $20 monthly*Up to $20 monthly*NoNoNoFree withdrawals from any ATM*
Free online banking, mobile banking, and eStatementsYesYesYesYesYesYes
Free MasterCard® debit cardYesYesYesYesYesYes
Bill payYesYesYesYesYesYes
*If certain qualifications are met.