Rates

Rates effective as of 09/01/2017

APY = Annual Percentage Yield

Fees may reduce earnings.


Rates are subject to change at any time.



Kasasa Cash*Learn More

BalanceMinimum Required Opening DepositInterest RateAPY
$0 - $25,000$502.00%2.02%
$25,000+$500.25%2.02% to 0.47%
All balances if qualifications not met$500.05%0.05%

*Qualifications

To earn your rewards, simply do the following activities and transactions inn your Kasasa Cash account each monthly qualification cycle:


  • Have at least 12 debit card purchases post and settle
  • Be enrolled in eStatements
  • Access online banking at least one time a month

Kasasa Saver**Learn More

BalanceMinimum Required Opening DepositInterest RateAPY
$0 - $50,000$00.50%0.50%
$50,000+$00.25%0.50% to 0.25%
All balances if qualifications not met$00.05%0.05%

**Qualifications

Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:


  • Have at least 12 debit card purchases post and settle
  • Be enrolled in eStatements
  • Access online banking at least one time a month

Checking Accounts

Type of AccountMinimum Balance to OpenInterest RateAPYMinimum Balance to Obtain APY
Free Checking Plus Interest$500.03%0.03%$500 and over
Rewards Checking$1000.03%0.03%$500 and over
Optimum Checking$10,0000.03%0.03%$0 to $24,999
0.08%0.08%$25,000 to $49,999
0.12%0.12%$50,000 to $99,999
0.12%0.12%$100,000 to $249,999
0.12%0.12%$250,000+

Savings Accounts

Type of AccountMinimum Balance to OpenInterest RateAPYMinimum Balance to Obtain APY
Passbook or Statement$500.10%0.10%$100 or More
Squirrel Savers$00.10%0.10%$1.00 or More
Christmas Club

Interest compounds daily

$50.10%0.10%$25 or more
Money Market Savings$2,5000.05%0.05%$500 to $9,999
0.08%0.08%$10,000 to $24,999
0.12%0.12%$25,000 to $49,999
0.20%0.20%$50,000 to $999,999
0.20%0.20%$1,000,000+
Premier Money Market Savings$500 0.15%0.15%$10,001 to $25,000.99
0.30%0.30%$25,001 to $50,000.99
0.50%0.50%$50,001 to $100,000.99
0.75% 0.75%$100,000 and >
Business Savings$5,0000.15%0.15%$5,000+
Platinum Savings$10,0000.08%0.08%$0 to $9,999
0.12%0.12%$10,000 to $49,999
0.20%0.20%$50,000 to $99,999
0.20%0.20%$100,000 to $249,999
0.20%0.20%$250,000+
Health Savings Account$500.25%0.25%$500+

Certificates^Learn More

Type of AccountMinimum Balance to OpenInterest RateAnnual Percentage Yield
7-89 Days Certificate$5000.10%0.10%
90-180 Days Certificate$5000.12%0.12%
6-11 Month Certificate$5000.20%0.20%
12-23 Month Certificate$5000.35%0.35%
13 Month Certificate

SPECIAL

$5000.65%0.65%
24-35 Month Certificate$5000.60%0.60%
36-47 Month Certificate$5000.80%0.80%
43 Month Certificate

SPECIAL

$5001.49%1.50%
48-59 Month Certificate$5001.44%1.45%
60 Month Certificate

SPECIAL

$5002.03%2.05%
60-120 Month Certificate$5001.64%1.65%

^Penalty for early withdrawal.

IRA AccountsLearn More

Type of AccountMinimum Balance to OpenInterest RateAPYMinimum Balance to Obtain APY
IRA Savings Account$5000.15%0.15%$500 to $4,999
0.15%0.15%$5,000 to $24,999
0.15%0.15%$25,000 to $49,999
0.15%0.15%$50,000+
12-23 Month IRA Certificate$5000.35%0.35%
13 Month IRA Certificate

SPECIAL

$5000.65%0.65%
24-35 Month IRA Certificate$5000.60%0.60%
36-47 Month IRA Certificate$5000.80%0.80%
43 Month Certificate

SPECIAL

$5001.49%1.50%
48-59 Month IRA Certificate$5001.44%1.45%
60 Month Certificate

SPECIAL

$5002.03%2.05%
60-120 Month IRA Certificate$5001.64%1.65%