
Rates effective as of 02/08/2021
APY = Annual Percentage Yield
Fees may reduce earnings.
Rates are subject to change at any time.
Certificates^
Type of
Account
|
Minimum Balance to Open |
Interest
Rate
|
Annual Percentage Yield |
---|---|---|---|
7-89 Days Certificate | $500 | 0.03% | 0.03% |
90-180 Days Certificate | $500 | 0.05% | 0.05% |
6-11 Month Certificate | $500 | 0.10% |
0.10% |
23 Month Certificate
SPECIAL
|
$500 | 0.30% | 0.30% |
12-23 Month Certificate | $500 | 0.20% | 0.20% |
24-35 Month Certificate | $500 | 0.25% | 0.25% |
45 Month Certificate
SPECIAL
|
$500 | 0.40% | 0.40% |
36-47 Month Certificate | $500 | 0.35% | 0.35% |
48-59 Month Certificate | $500 | 0.45% | 0.45% |
60-120 Month Certificate | $500 | 0.50% | 0.50% |
^Penalty for early withdrawal
IRA Accounts
Type of
Account
|
Minimum Balance to Open |
Interest
Rate
|
APY | Minimum Balance to Obtain APY |
---|---|---|---|---|
IRA Savings Account | $500 | 0.15% | 0.15% | $500-$4,999 |
0.15% |
0.15% |
$5,000 to $24,999 | ||
0.15% |
0.15% |
$25,000 to $49,999 | ||
0.15% |
0.15% | $50,000+ | ||
12-23 Month IRA Certificate | $500 | 0.20% | 0.20% | |
23 Month Certificate
SPECIAL
|
$500 | 0.30% | 0.30% | |
24-35 Month IRA Certificate | $500 | 0.25% | 0.25% | |
45 Month IRA Certificate
SPECIAL
|
$500 | 0.40% | 0.40% | |
36-47 Month IRA Certificate | $500 | 0.35% | 0.35% | |
48-59 Month IRA Certificate | $500 | 0.45% | 0.45% | |
60-120 Month IRA Certificate | $500 | 0.50% | 0.50% |