Rates effective as of 11/03/2020
APY = Annual Percentage Yield
Fees may reduce earnings.
 
Rates are subject to change at any time.

Certificates^

Type of
Account
Minimum Balance to Open
Interest
Rate
Annual Percentage Yield
7-89 Days Certificate $500 0.05% 0.05%
90-180 Days Certificate $500 0.05% 0.05%
6-11 Month Certificate $500 0.10%
0.10%
14 Month Certificate
SPECIAL
$500 0.30% 0.30%
12-23 Month Certificate $500 0.20% 0.20%
24-35 Month Certificate $500 0.35% 0.35%
42 Month Certificate
SPECIAL
$500 0.45% 0.45%
36-47 Month Certificate $500 0.35% 0.35%
48-59 Month Certificate $500 0.50% 0.50%
60-120 Month Certificate $500 0.60% 0.60%
^Penalty for early withdrawal

IRA Accounts

Type of
Account
Minimum Balance to Open
Interest
Rate
APY Minimum Balance to Obtain APY
IRA Savings Account $500 0.15% 0.15% $500-$4,999


0.15%
0.15%
$5,000 to $24,999


0.15%
0.15%
$25,000 to $49,999


0.15%
0.15% $50,000+
12-23 Month IRA Certificate $500 0.20% 0.20%
14 Month Certificate
SPECIAL
$500 0.30% 0.30%
24-35 Month IRA Certificate $500 0.35% 0.35%
42 Month IRA Certificate
SPECIAL
$500 0.45% 0.45%
36-47 Month IRA Certificate $500 0.35% 0.35%
48-59 Month IRA Certificate $500 0.50% 0.50%
60-120 Month IRA Certificate $500 0.60% 0.60%