Rates effective as of 08/02/2021
APY = Annual Percentage Yield
Fees may reduce earnings.
Rates are subject to change at any time.
Certificates^
|
Type of
Account
|
Minimum Balance to Open |
Interest
Rate
|
Annual Percentage Yield |
|---|---|---|---|
| 7-89 Days Certificate | $500 | 0.03% | 0.03% |
| 90-180 Days Certificate | $500 | 0.05% | 0.05% |
| 6-11 Month Certificate | $500 | 0.05% |
0.05% |
|
12-23 Month Certificate
|
$500 | 0.10% | 0.10% |
| 24-35 Month Certificate | $500 | 0.20% | 0.20% |
|
39 Month Certificate
SPECIAL
|
$500 | 0.30% | 0.30% |
| 36-47 Month Certificate | $500 | 0.25% | 0.25% |
| 48-59 Month Certificate | $500 | 0.40% | 0.40% |
| 60-120 Month Certificate | $500 | 0.45% | 0.45% |
^Penalty for early withdrawal
IRA Accounts
|
Type of
Account
|
Minimum Balance to Open |
Interest
Rate
|
APY | Minimum Balance to Obtain APY |
|---|---|---|---|---|
| IRA Savings Account | $500 | 0.05% | 0.05% | $500-$4,999 |
| 0.05% |
0.05% |
$5,000 to $24,999 | ||
| 0.07% |
0.07% |
$25,000 to $49,999 | ||
| 0.10% |
0.10% | $50,000+ | ||
| 12-23 Month IRA Certificate | $500 | 0.10% | 0.10% | |
| 24-35 Month IRA Certificate | $500 | 0.20% | 0.20% | |
|
39 Month IRA Certificate
SPECIAL
|
$500 | 0.30% | 0.30% | |
| 36-47 Month IRA Certificate | $500 | 0.25% | 0.25% | |
| 48-59 Month IRA Certificate | $500 | 0.40% | 0.40% | |
| 60-120 Month IRA Certificate | $500 | 0.45% | 0.45% |