Rates effective as of 11/17/2021
APY = Annual Percentage Yield
Fees may reduce earnings.

Rates are subject to change at any time.

Certificates^

Type of
Account
 Minimum Balance to Open
Interest
Rate
 Annual Percentage Yield
7-89 Days Certificate $500 0.03% 0.03%
90-180 Days Certificate $500 0.05% 0.05%
6-11 Month Certificate $500 0.05%
 0.05%
12-23 Month Certificate
 $500 0.07% 0.07%
24-35 Month Certificate $500 0.15% 0.15%
39 Month Certificate
SPECIAL
 $500 0.30% 0.30%
36-47 Month Certificate $500 0.20% 0.20%
48-59 Month Certificate $500 0.35% 0.35%
60-120 Month Certificate $500 0.45% 0.45%
^Penalty for early withdrawal

IRA Accounts

Type of
Account
 Minimum Balance to Open
Interest
Rate
 APY Minimum Balance to Obtain APY
IRA Savings Account $500 0.05% 0.05% $500-$4,999


0.05%
 0.05%
 $5,000 to $24,999


0.07%
 0.07%
 $25,000 to $49,999


0.10%
 0.10% $50,000+
12-23 Month IRA Certificate $500 0.07% 0.07%
24-35 Month IRA Certificate $500 0.15% 0.15%
39 Month IRA Certificate
SPECIAL
 $500 0.30% 0.30%
36-47 Month IRA Certificate $500 0.20% 0.20%
48-59 Month IRA Certificate $500 0.35% 0.35%
60-120 Month IRA Certificate $500 0.45% 0.45%