Rates effective as of 10/1/2025
APY = Annual Percentage Yield
Fees may reduce earnings.

Rates are subject to change at any time.

Certificates^

Type of
Account
 Minimum Balance to Open
Interest
Rate
 Annual Percentage Yield
7-89 Days Certificate $500 0.05% 0.05%
90-180 Days Certificate $500 0.30% 0.30%
6-11 Month Certificate $500 0.35%
 0.35%
6 Month Certificate
SPECIAL
 $5,000 4.16% 4.25%
12 Month Certificate
SPECIAL
 $500 4.066% 4.15%
12-23 Month Certificate
 $500 0.50% 0.50%
24-35 Month Certificate $500 3.05% 3.10%
36-47 Month Certificate $500 0.55% 0.55%
48-59 Month Certificate $500 0.65% 0.65%
60-120 Month Certificate $500 1.49% 1.50%
^Penalty for early withdrawal

IRA Accounts

Type of
Account
 Minimum Balance to Open
Interest
Rate
 APY Minimum Balance to Obtain APY
IRA Savings Account $500 0.05% 0.05% $500-$4,999


0.05%
 0.05%
 $5,000 to $24,999


0.07%
 0.07%
 $25,000 to $49,999


0.10%
 0.10% $50,000+
12-23 Month IRA Certificate $500 0.50% 0.50%
12 Month IRA Certificate
SPECIAL
 $500 3.92% 4.00%
24-35 Month IRA Certificate $500 3.05% 3.10%
36-47 Month IRA Certificate $500 0.55% 0.55%
48-59 Month IRA Certificate $500 0.65% 0.65%
60-120 Month IRA Certificate $500 1.49% 1.50%