Rates effective as of 11/25/2019
APY = Annual Percentage Yield
Fees may reduce earnings.
 
Rates are subject to change at any time.

Certificates^

Type of
Account
Minimum Balance to Open
Interest
Rate
Annual Percentage Yield
7-89 Days Certificate $500 0.10% 0.10%
90-180 Days Certificate $500 0.25% 0.25%
6-11 Month Certificate $500 0.45% 0.45%
11 Month Certificate
SPECIAL
$500 1.295% 1.30%
12-23 Month Certificate $500 1.24% 1.25%
20 Month Certificate
SPECIAL
$500 1.54% 1.55%
24-35 Month Certificate $500 1.34% 1.35%
41 Month Certificate
SPECIAL
$500 1.93% 1.95%
36-47 Month Certificate $500 1.44% 1.45%
48-59 Month Certificate $500 1.64% 1.65%
60-120 Month Certificate $500 2.13% 2.15%
^Penalty for early withdrawal

IRA Accounts

Type of
Account
Minimum Balance to Open
Interest
Rate
APY Minimum Balance to Obtain APY
IRA Savings Account $500 0.15% 0.15% $500-$4,999


0.15%
0.15%
$5,000 to $24,999


0.15%
0.15%
$25,000 to $49,999


0.15%
0.15% $50,000+
12-23 Month IRA Certificate $500 1.24% 1.25%
20 Month IRA Certificate
SPECIAL
$500 1.54% 1.55%
24-35 Month IRA Certificate $500 1.34% 1.35%
41 Month IRA Certificate
SPECIAL
$500 1.93% 1.95%
36-47 Month IRA Certificate $500 1.44% 1.45%
48-59 Month IRA Certificate $500 1.64% 1.65%
60-120 Month IRA Certificate $500 2.13% 2.15%